Motorcycle Insurance Basics
Are you looking for Motorcycle Insurance in California?
As a motorcycle rider, Cory Ellerbee Insurance Agency knows how important protecting your bike can be, and can help! Cory Ellerbee Insurance Agency's insurance policies cover all kinds of motorcycles, from sport bikes, cruisers, standard, touring bikes, custom motorcycles, scooters and classic motorcycles.
They can also cover custom equipment, medical payments and towing and labor, as well as protecting the other drivers and individuals on the road around you.
State Requirement
The state of California requires all motorcycle owners to have Motorcycle Insurance.
Do I have to register my Motorcycle?
If you do not register your motorcycle, you will not get a license plate for your bike. Therefore, every time you hit the road with your bike, you are driving illegally. And if state enforcers caught you driving illegally, it might cost you a hefty fine.
Minimum Amount Of Coverage
There is no standard amount of coverage required for your motorcycle insurance. It varies from one state to another. You should check the regulations in your state. Each state set a minimum amount of physical property damage liability coverages on motorcycle insurance.
For your protection, you should get beyond the minimum requirements. California follows the 15/30/5 formula in motorcycle insurance. It means that a motorbike owner should have at least.
- $15,000 physical injury coverage per person.
- $30,000 physical injury coverage per accident.
- $5,000 for property damage coverage.
